Loan Schemes

Affordable credit solutions for our members with transparent terms.

7.20% P.A.

Regular Loan

Standard long-term financial assistance for society members.

Maximum Loan Limit

₹ 5,00,000/-

  • Rate of Interest: 7.20% per annum
  • Monthly Reducing Balance
  • Tenure: Up to 60 Months
  • Minimal Documentation Required
Note: Regular loans are granted based on the member's repayment capacity and service record.
Download Application Form
7.20% P.A.

Emergency Loan

Quick financial support for urgent unforeseen events.

Maximum Loan Limit

Equal to Share Money

  • Rate of Interest: 7.20% per annum
  • Monthly Reducing Balance
  • Priority Disbursement
  • Instant Approval Process
Note: The limit for an Emergency Loan is strictly capped at the total **Share Money** held by the member.
Apply for Emergency Loan

Member Requirements

To avail of loan facilities, members must maintain the following holdings:

Share Money (SM)
  • Maximum Limit: ₹50,000/-
  • Face Value: ₹500/- per share
  • Benefit: Members receive a **Dividend** based on the society's annual profit.
Compulsory Deposit (CD)
  • Monthly Contribution: ₹1,500/- per month
  • Interest Earned: @3% per annum
  • Calculation: Interest is calculated on a monthly basis.